No Clue? No Dramas.
We're here to work for you!
With access to low rates & personalised repayment schedules, we will deliver a top tier, tailored service backed by over 22 years combined industry experience.
Get Your Best Rate Now!
No BS. Just Finance.
Why choose The Loan Loft – We’re driven by client satisfaction, not by corporate suits or sales targets. We won’t use confusing jargon. We have extensive knowledge that’s delivered to you in an honest, friendly and timely manner.

Personal, Tailored Service
We’ll find a product that suits your individual needs.

Fast and Simple Approval
Apply online in minutes and get a quick answer. No long waits, no hassle.

Honest Advice and Clear Terms
Know exactly what you’re getting with no surprises, honest guidance every time.

Let's talk payments!
We live in the real world — we have families and Pets and hobbies and know how important It is to account for your own budget. Use this simple tool to find a payment that suits you and let us help you achieve this as stress-free and seamlessly as possible.
How does it work?
Our process is designed to be simple, efficient and customised to your needs.
Submit Application Online
We need a few basic details from you, the entire process takes less than 3 mins!
Compare Options
We’ll present you with the lowest rate and repayment offered from 40 different lenders, all without impacting your credit score.
Receive Funds
Settlement can be completed same day, pending required documents.
Trusted by individuals across Australia
Here’s what people around Australia say about The Loan Loft
T’Neal & Erin were amazing. I made an enquiry about finance for a new motorcycle, their attention to detail, help & communication were exemplar. They made the process super easy, were very transparent during the pre approval stage and when I found the bike I wanted they done a great job finalizing the docs with me and the seller and getting the sale over the line really fast so i could secure the bike i wanted. Highly recommend. Thanks T’neal & Erin
Adam Clarke
T’Neal and Erin were absolutely incredible. The process was streamlined and the stress factor was nil. I would recommend the team at First Mac to anyone looking at their options. The team were honest, transparent and diligent through the entire communicative process. Thank you so much for your efforts in getting this across the line.
Ricky Ross
Erin and T’neal were by far the most professional and enjoyable experience we have had securing finance over the years. Their expertise make the process from start to finish such a quick and pleasant experience! We will be using them again in future
Georgia Wilson
Fantastic, lovely, awsome at there jobs, our contact with them was absolutely effortless and prompt.
Will deal with the company in the future for sure 10/10 girls
Ray Middleton
We had an absolutely amazing experience with T’Neal and could not recommend her enough!
Gemma F

Real service, to real
clients, by real people.
We’re all about, you guessed it, keeping it real. We can’t stress enough the importance to us in providing our clients an enjoyable experience. Finance isn’t supposed to be hard or stressful. We understand most people are time poor, we know you just want the best deal and we get that no one wants to be sold on false promises.

Real service, to real
clients, by real people.
We’re all about, you guessed it, keeping it real. We can’t stress enough the importance to us in providing our clients an enjoyable experience. Finance isn’t supposed to be hard or stressful. We understand most people are time poor, we know you just want the best deal and we get that no one wants to be sold on false promises.
Frequently Asked Questions
We’ve put together the most common questions from Port Macquarie locals so you can feel confident every step of the way.
Can you help people with a bad credit rating?
Of course we can! We have a variety of lenders who specialise in giving people a second chance, there is no application too tricky and we treat all applications with the same amount of care and urgency.
Will this affect my credit rating?
No. The quoting process will not affect your credit rating whatsoever, we have the means to be able to conduct research and provide you with tailored rates and repayments without reducing your credit score.
How fast can you get me approved?
We can have you approved in 1 hour of getting your documents back.
What does the pre-approval process cost?
The pre-approval process costs you nothing and commits you to nothing.
What are the benefits of using a broker?
A broker will put in the leg-work for you, comparing your application across 40+ different lenders and producing a customised finance quote without affecting your credit score.