Terms Of Use

Website Terms of Use
Welcome to the Loan Loft Pty Ltd (“The Loan Loft”) website.
The Loan Loft Pty (ABN 13 687 273 981) operates this Website, with the registered office located
in New South Wales. In these Terms of Use, “we,” “our,” and “us” refer to The Loan Loft.

Table of Contents

1. Introduction
2. Privacy Policy
3. Third Party Products
4. The Loan Loft Service and How We Are Paid
5. Permitted Use
6. Registering an Account
7. No Advice
8. Intellectual Property Rights
9. Exclusions of Liability
10. Indemnity
11. Contact Us
12. General
13. Governing Law

1. Introduction

1. By accessing and using this Website, you agree to comply with these Terms of Use. If you
do not agree, you are no longer permitted to access or use this Website.
2. Violation of these Terms of Use will result in the immediate revocation of your right to
access and use this Website.
3. This Website is intended for Australian residents aged 18 years and over. The content,
including products and prices, is frequently updated. Products may be withdrawn at any
time without notice.
4. We may amend these Terms of Use at any time. The amended Terms will be effective
upon posting on this Website. Continued use of the Website constitutes acceptance of
the amended Terms.
5. Information presented on this website is based on generalisations. Any advice given
does not take into account your objectives, financial situation or needs, so please
consider whether it is appropriate for you. Subject to suitability. Finance available to
approved applicants only. Credit criteria, fees and charges apply. Terms and conditions
available on request.
6. The Loan Loft obtains your loan estimate via making a request to a credit reporting body
to access your credit reporting information. In order to do this, The Loan Loft Pty Ltd will
first submit your personal information to the credit reporting body and will be acting as
an “Access Seeker” to make the request. The process of obtaining your loan estimate
will not impact your credit score. Proceeding with your loan estimate for approval with
any particular lender may result in a formal credit enquiry.

2. Privacy Policy

1. We prioritize your privacy. Please refer to our Privacy Policy to understand how we use,
store, and transfer your information. Use of this Website is subject to our Privacy Policy.

3. Third Party Products

1. This Website offers access to products provided by third parties. We do not control
these third parties. Verify and satisfy your personal preferences and requirements
before applying for or obtaining any product. Consult relevant product disclosure
statements before making a purchase.
2. All prices are in Australian dollars (AUD $).
3. We are not liable for any loss or damages incurred in connection with products obtained
through this Website.
4. Product statements on this Website are summaries for comparison purposes. Confirm
the precise terms of any product prior to purchase. Information is available to Australian
residents only, unless otherwise stated.
5. Submitting personal details through this Website allows you to make an offer to obtain a
product from a third party. Acceptance of your offer by the third party forms a contract,
subject to their terms and conditions. You will receive confirmation if your offer is
accepted.

4. The Loan Loft Service and How We Are Paid

1. We provide services to research and compare vehicle finance, personal loans, business
loans, equipment finance, and other lending products from third parties.
2. Our comparison service is free to use, subject to these Terms of Use. We receive
commission from third party providers if you successfully purchase a product.

5. Permitted Use

1. You may use this Website for personal use only, in compliance with these Terms of Use.
Commercial use is prohibited.
2. Do not engage in activities that affect the security of this Website or any information
stored within it.

3. You agree not to:
Use automated tools to access or extract data.
Duplicate or distribute website content without permission.
Use methods to obtain, process, or repackage website content.
Reverse engineer or deconstruct the Website’s source code.
Use tools to obtain large amounts of data.
Attempt to uncover valuation or business methodologies.
Post or send spam as defined in the Commonwealth Spam Act (2003).
4. Unlawful or fraudulent use of this Website is prohibited.
5. Any information provided by you on this Website must be true, accurate, and complete.

6. Registering an Account

1. You may create a personal account to access member services. Accounts are created
using a username and password or social media authentication.
2. If you create an account, you agree that:
o Your Login Details are for your use only.
o You will keep your Login Details secure and confidential.
o You are responsible for actions taken with your Login Details.
o Breaches of these Terms under your Login Details will be treated as breaches by
you.
3. If your Login Details are compromised, notify us immediately and change your
password. We are not liable for losses due to unauthorised use of your Login Details.
4. We may deactivate your account for unauthorised use and will notify you via provided
contact methods.

7. No Advice

1. The Loan Loft does not offer financial, investment, or other monetary advice. Nothing on

this Website constitutes such advice.
2. This Website is for comparison and research purposes only. We do not bind third party
providers or ensure they will sell products to you. Products are subject to third party
approval.

8. Intellectual Property Rights

1. ” The Loan Loft” trademarks and associated logos are owned by The Loan Loft or its
subsidiaries.
2. All intellectual property rights in content on this Website are owned or licensed by The
Loan Loft.
3. Use of trademarks is restricted:
o Do not use them as part of your own trademarks.
o Do not use them in a way that causes confusion or defamation.
o Do not imply endorsement of products or services not related to The Loan Loft.
4. Intellectual property rights cannot be used without our written consent.

9. Exclusions of Liability

1. This Website, content, and services are provided “as is.” We make no warranties
regarding their value, purpose, reliability, accuracy, completeness, security, or error-free
status.
2. Use of this Website and actions taken based on its information are at your own risk. The
Loan Loft is not liable for any losses incurred.
3. We do not guarantee the Website is free from harmful elements like viruses.
4. We aim for continuous uptime but do not guarantee it. We may suspend, restrict, or
terminate access at any time.
5. We are not liable for:
o Losses from using or relying on this Website.
o Removal of your data or information.
o Losses from service interruptions or website failures.
o Removal of your content or communications.
o Circumstances beyond our control.
o Losses or damages not directly caused by us or reasonably expected.

10. Indemnity

You agree to indemnify us, our directors, employees, agents, and contractors for any loss or
expenses from a breach of these Terms of Use or your use of this Website.

11. Contact Us

1. We provide links to third-party websites for additional information. We do not control or
endorse these websites. We are not liable for any loss incurred from accessing thirdparty sites.
2. For questions about this Website or our services, please contact:
The Loan Loft Pty Ltd
2 High Street,
Belmont NSW 2280
Phone: 0422993019
Email: apply@theloanloft.com.au

12. General

1. If any part of these Terms is invalid or unenforceable, it will be replaced by a valid
provision reflecting the spirit of the original. The rest of the Terms will continue in effect.
2. Failure to enforce rights under these Terms does not prevent further action.
3. These Terms constitute the entire agreement between you and us regarding your use of
this Website, superseding any prior agreements

13. Governing Law

1. These Terms and your use of this Website are governed by the laws of New South Wales
and the Commonwealth of Australia.
2. You and we submit to the non-exclusive jurisdiction of the courts of New South Wales
and the Commonwealth of Australia in relation to these Terms and your use of this
Website.
By using this Website, you agree to these Terms and Conditions.